Posts Tagged ‘Health Insurance’
What Is Dental Insurance and What Does It Pay?
Traditional dental insurance is available for individuals and families to cover the cost of dental care without paying directly out of pocket. The most important question people have about dental insurance is what does it pay for? Traditional dental insurance pays for three classes of treatment, usually called preventative, basic and major services. The first class of service is preventative or diagnostic. Usually dental insurance pays 100% for these services. What are preventative services? Plans may differ slightly, but most insurance will pay 100% for oral examinations and dental prophylaxis (cleanings). Each person on the plan will get two of these services each year. In addition, insurance plans will pay for Bite-Wing X-rays once a year and a full mouth series of X-rays every 2 to 3 years. For children, preventative services paid at 100% will also include fluoride treatments and sealants.
Do Government Health Initiatives Really Help
We are all, individually, responsible for our own health. We make choices about what we take into our bodies as regards food, fluids and substances and we make choices on how we look after our health - mental and physical. We also have the option to ignore potential health problems, take ourselves off to our local GP and hope for the best or give ourselves that extra edge in health care by taking out health insurance.
Tags: Health Insurance